Abu Dhabi Regulator Imposes Fine of Over AED 1.78M on Fintech Company

  • Publish date: Wednesday، 04 October 2023
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The Abu Dhabi Global Market (ADGM) has penalized a money service provider over AED 1.78 million ($486,000) for having inadequate anti-money laundering (AML) controls.



According to the Financial Services Regulatory Authority (FSRA) of ADGM, the organization Pyypl failed to make sure that its AML business risk assessment was current and did not perform the necessary due diligence on its customers between March 2021 and November 2022.

The authorities also discovered that the company had set up applications for its consumers to purchase insurance contracts from a third-party source. It was discovered that Pyypl had engaged in the regulated activity of insurance mediation without the necessary authorization. 

The company's senior management provided complete cooperation to the FSRA, according to the regulator, and its assessment did not uncover any instances of actual money laundering as a result of Pyypl's AML control failures. 

The pecuniary penalty, which was originally set at AED 2.23 million ($607,500), was reduced by 20% because Pyypl did not dispute the findings and promised to settle at the earliest.